Loan Processor and Closer

Mortgage Loan Closer Role Summary

At U.S. Bank, we're on a journey to deliver exceptional results for our customers and partners.

We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with us gives you a wide range of opportunities to discover what makes you thrive at every stage of your career.

We're seeking an experienced Mortgage Loan Closer to join our team. As a key member of our mortgage loan operations team, you will be responsible for ensuring the efficient processing and closing of mortgage loans.

Your primary duties will include:

• Preparing mortgage loan files according to bank, regulatory, and investor guidelines by gathering necessary documents and information within designated time frames.
• Communicating with customers, clients, staff, realtors, brokers, counsel, title companies, etc. to respond to inquiries, resolve problems, and obtain additional documentation required to complete the loan file.
• Ensuring compliance with bank, regulatory, and investor requirements and quality customer service standards.
• Closing and funding assigned loan packages; calculating final closing costs and disbursing funds.

To succeed in this role, you will need:

• A high school diploma or equivalent.
• Two to three years of relevant work experience, preferably in loan processing and closing activities.
• Thorough knowledge of loan processing and closing policies and practices.
• Basic knowledge of credit policies and approval processes.
• Proficient skills in applying general accounting principles.
• Well-developed ability to manage multiple tasks/projects and deadlines simultaneously.
• Strong verbal and written communication skills.

We offer a comprehensive benefits package, including incentive and recognition programs, equity stock purchase, 401(k) contribution, and pension. Our benefits are designed to help you boost your health, protect your financial security, and give you peace of mind.

You will be working in a dynamic and collaborative environment where teamwork, open communication, and respect are highly valued.