VP, Deputy BSA Officer

Enterprise Bank & Trust was founded in the spirit of entrepreneurship and community. From the small mom-and-pop coffee shop to the large construction company that employs local people, our goal is to help businesses succeed and our communities thrive. 

With offices in Arizona, California, Florida, Kansas, Missouri, New Mexico, Nevada and Texas, we're strong, growing and committed to supporting the communities we serve. We extend this commitment to the community to our associates, offering annual paid volunteer time off and charitable-matching opportunities. Voted a Best Bank to Work For by American Banker for multiple years, we offer our associates an array of benefits and the opportunity to chart their own career path with us. Join us in the pursuit of our mission to guide people to a lifetime of financial success, and enjoy a career filled with professional growth opportunities, interesting colleagues and the satisfaction of supporting our communities. 

Together, there's no stopping you

Responsible for assisting with the implementation of all aspects of the Bank Secrecy Act and OFAC compliance program.  This position performs various quality control reviews and monitoring pertaining to the Bank Secrecy Act, USA PATRIOT Act, anti-money laundering, OFAC, customer identification/know your customer, and consults and guides the Bank in the establishment of controls to mitigate risks.

• Serves as the Deputy BSA Officer

• Assists in the development, implementation and ongoing improvement of the Bank's BSA/OFAC Program including, risk assessment, procedures, training, internal control and mitigation processes, customer due diligence and oversight of the BSA team

• Participates and prepares  for regulatory BSA examinations and independent audits, internal Board and Management committee meetings

• Assists with the Selection/development of  BSA/AML/OFAC related training programs for directors, management and employees and providing BSA/OFAC guidance and coaching to employees

• Prepares reports for the Executive Management and Board of Directors on a periodic basis, including but not limited to trends in high risk customer on/off boarding, SARs, emerging BSA and AML

• Responsible for overseeing the customer risk management processes and the regular enhanced due diligence (EDD) reviews, engaging in the initial risk assessment of potential new customers in high risk categories (e.g., MSB, casino, MRB, DCM, private ATM, TPPP, etc.), and ensuring customer risk ratings are appropriately assigned and related oversight is performed by the BSA team

• Maintains supervisory responsibilities for mentoring, training and coaching BSA staff

• Ensures compliance with labor laws, performance reviews, work schedules and timekeeping reporting

• Assists with managing the Bank's sanction screening systems as well as the AML Monitoring System and ensure adherence, including system data validation, model management, system calibration and configuration

• Gains knowledge of the company's BSA/OFAC policy, program, and various desktop procedures to ensure a working knowledge of all segments of the BSA/AML processes within the Bank

• Oversee and perform quality reviews, monitoring and analysis of various regulatory reports (e.g., CTR, SAR ARBP), logs, cases, and transaction data to identify trends, unusual activity, and monitor large currency activity, among other areas of oversight

• Managing, researching and responding to regulatory and supervisory requested information from regulators other government entities; mitigation of any findings/observations

• Maintain a proficient knowledge of all BSA AML OFAC rules and regulations applicable to the Bank at the state and federal level, regularly monitoring and keeping abreast of any changes that may have an impact on the Bank's BSA AML OFAC program

• Research regulatory issues and respond to compliance questions from personnel, using legal and regulatory reference materials, regulatory agencies, legal counsel, and professional associations and organizations as appropriate

• Provide M&A support as necessary to establish new procedures and properly oversee new customers, products and BSA team members

• Other job related duties as assigned

• Demonstrated knowledge of BSA/AML/USAPA/OFAC banking laws and regulations, state and federal

• Demonstrated knowledge of banking products and services

• Demonstrated experience with risk mitigation of high risk customers (initial and ongoing EDD)

• Demonstrated proficiency in identifying customer behavior indicative of suspicious activity and take appropriate steps to conduct further investigation

• Demonstrated experience with model management, system calibration and configuration, ideally system administration of a BSA system

• Demonstrated experience in writing procedures

• Demonstrated experience managing people in a geographically dispersed environment

• Ability to proactively identify and assess and mitigate potential BSA AML OFAC concerns and risks

• Ability to successfully establish priorities, resolve issues, work independently, and meet deadlines

• Ability to interpret regulations, assess the program and determine actionable steps for compliance

• Effectively work with Microsoft Office products, AML software, and other computer software programs

• Exceptional interpersonal, writing, communication and organizational skills with the ability to work autonomously as well as collaboratively within a team environment

• Good organizational and time management skills; ability to work in a remote environment

Supervisory Responsibilities:

• Will supervise members of the BSA team

Education and/or Experience:

• Minimum of 10 years of banking experience required

• Minimum of 10 years of BSA/AML experience required

• Minimum 5 years coaching, leading or mentoring others

• Bachelor's degree or equivalent work experience

Computer and Software Skills:

• Proficient in Microsoft Office 

• Bankway

• Salesforce

• Verafin or other BSA AML system(s)

Certificates, Licenses and Registrations:

• ACAMS certification preferred 

Equal Opportunity Statement:

Enterprise Bank & Trust is committed to helping individuals with disabilities participate in the workforce and ensuring equal opportunity to apply and compete for jobs. If you need an accommodation in order to apply for a position at Enterprise Bank & Trust please contact Human Resources at 

Enterprise Bank & Trust is committed to managing our business and community relationships in ways that positively impact our associates, clients, and the diverse communities where we work and live. We are proud to be an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to age, race, color, religion, sex, national origin, sexual orientation, gender identity or protected veteran status and will not be discriminated against on the basis of disability. All employment offers are contingent upon the applicant successfully completing both drug and background check screenings. If you would like more information about your EEO rights as an applicant under the law, please click HERE.