Fraud Operations Manager

About Airwallex

Airwallex is the only unified payments and financial platform for global businesses. Powered by our unique combination of proprietary infrastructure and software, we empower over 150,000 businesses worldwide – including Brex, Rippling, Navan, Qantas, SHEIN and many more – with fully integrated solutions to manage everything from business accounts, payments, spend management and treasury, to embedded finance at a global scale.

Proudly founded in Melbourne, we have a team of over 1,800 of the brightest and most innovative people in tech across 26 offices around the globe. Valued at US$6.2 billion and backed by world-leading investors including Visa, Airtree, Blackbird, Sequoia, DST Global, Greenoaks, Salesforce Ventures, Lone Pine, and Square Peg, Airwallex is leading the charge in building the global payments and financial platform of the future. If you're ready to do the most ambitious work of your career, join us.

Attributes We Value

We hire successful builders with founder-like energy who want real impact, accelerated learning, and true ownership. You bring strong role-related expertise and sharp thinking, and you're motivated by our mission and operating principles. You move fast with good judgment, dig deep with curiosity, and make decisions from first principles, balancing speed and rigor.

You're humble and collaborative; turn zero‑to‑one ideas into real products, and you "get stuff done" end-to-end. You use AI to work smarter and solve problems faster. Here, you'll tackle complex, high‑visibility problems with exceptional teammates and grow your career as we build the future of global banking. If that sounds like you, let's build what's next.

About the team

The Merchant Risk team sits within Risk Operations, responsible for enhancing our global risk control strategy and ensuring that the activity of our customers remains within our appetite. The broader Operations team at Airwallex ensures the smooth and efficient functioning of our services and processes. We focus on optimizing workflows, improving operational efficiency, and delivering exceptional customer support. Our team is dedicated to providing a seamless experience for our customers and supporting Airwallex's mission to empower businesses globally.

What you'll do

As our Fraud Operations Manager, you will conduct holistic risk reviews of merchants through various workflows. This will include a balanced approach of assessing risk and the merchant experience and proper documentation on new trends. You will be a subject matter expert on merchant risk who makes sound decisions and provides guidance to team members and stakeholders.

This role is based in London, Vilnius or Tel Aviv.

Responsibilities:

• Assess fraud and credit risk and determine the risk exposure calculation methodology on new and existing merchants across Airwallex's product suite

• Streamline and uplify our risk monitoring programs

• Clearly explain Airwallex's risk policies to internal and external stakeholders

• Work with merchants on chargeback or dispute solutions and leverage the knowledge to provide guidance towards the risk performance improvement plans

• Use business credit reports, financial documents, and related investigative research tools to conduct risk assessment of Airwallex's merchants

• Provide suggestions on current merchant risk related products, policies, and processes in order to improve the operational effectiveness

• Collaborate with cross-functional partners to understand merchant's business activities, and communicate risk trends, patterns to different stakeholders according to risk assessment

• Be responsible for daily case management

Who you are

We're looking for people who meet the minimum qualifications for this role. The preferred qualifications are great to have, but are not mandatory.

Minimum qualifications:

• At least 5 years of experience in fraud / credit risk / compliance function with experience in fraud, credit risk, transaction processing or chargeback processing

• Strong understanding of credit risk evaluation, including risk evaluation methodologies including but not limited to industry verticals, business models, financial status, and portfolio risk performance

• Experience in payment acquiring product and payment industry, including cards and local payment methods

• Exceptional data analytics skills and resourcefulness

• Experience in problem-solving, including the ability to recognize non-obvious patterns and out-of-the-box thinking

• Ability to work independently in a fast-paced and rapidly changing environment

• Excellent team player capable of learning and sharing knowledge across a global team

• Comfortable working with customers directly

Preferred qualifications:

• Experience with SQL

• Experience at a high-growth fintech

• Experience at a startup

Equal opportunity

Airwallex is proud to be an equal opportunity employer. We value diversity and anyone seeking employment at Airwallex is considered based on merit, qualifications, competence and talent. We don't regard color, religion, race, national origin, sexual orientation, ancestry, citizenship, sex, marital or family status, disability, gender, or any other legally protected status when making our hiring decisions. If you have a disability or special need that requires accommodation, please let us know.

Airwallex does not accept unsolicited resumes from search firms/recruiters.  Airwallex will not pay any fees to search firms/recruiters if a candidate is submitted by a search firm/recruiter unless an agreement has been entered into with respect to specific open position(s).  Search firms/recruiters submitting resumes to Airwallex on an unsolicited basis shall be deemed to accept this condition, regardless of any other provision to the contrary. If you are approached by someone claiming to represent Airwallex, please verify with our team.

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